Legal
Financial Risk Disclosure
Draft template. Requires legal review before publication. Highlighted items in [brackets] must be completed or confirmed by Matthew and a qualified attorney.
Trading foreign exchange, contracts for difference (CFDs), commodities, cryptocurrencies, stocks, indices, and other financial instruments involves substantial risk of loss and is not suitable for every person. You could lose some or all of the money you deposit. Only trade with money you can afford to lose.
Leverage
Leveraged products can magnify both gains and losses. A small market movement can result in losses larger than you expect.
No financial advice
Matthew Cruz and [Legal business name] provide education and information only. Nothing on this Site or in any related session, community, or material is personalized financial or investment advice. [Confirm licensing/registration status.] Consider speaking with a licensed financial professional before making decisions.
AI-powered tools and indicators
Scanners, indicators, and analysis tools are aids for research. They can be wrong, they do not predict the future, and not every indicator uses artificial intelligence. You are responsible for your own trading decisions.
Automated trading
Automated trading solutions execute predefined rules. They do not remove risk, they can lose money, and they still require monitoring. Technical failures, connectivity issues, slippage, and changing market conditions can lead to unexpected results.
Past performance
Past performance, including any examples, screenshots, or testimonials, is not indicative of future results. Hypothetical or simulated results have inherent limitations.
Brokers and third parties
Any broker or platform referenced is an independent third party. [Name brokers/platforms and their regulatory status where required, and disclose any referral or introducing-broker compensation.] Regulations and product availability vary by country, and some products may not be available or legal where you live.
Your responsibility
By using this Site or participating in any related education or community, you acknowledge these risks and accept full responsibility for your own financial decisions.